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Can debtors negotiate a payment plan?

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For larger debts (those exceeding $1,000) and with your approval, we offer debtors the option to enter into an agreement with you to pay by instalments. Our standard agreement requires the debtor to pay:

  • the debt by fortnightly instalments for at least the minimum amount that you authorise;
  • an upfront fee not exceeding $200* to us to cover our documentation and administration costs;
  • interest at the rate of 6% pa on the reducing balance of the debt; and
  • the outstanding balance immediately in the event of default.

We monitor compliance and forward the payments to you.
*All prices are quoted exclusive of GST

 

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