Legal guide
Debt Collection - A Legal Guide
Our plain-English guide explains the legal process for collecting trade and commercial debts.

- Contains an easy-to-follow flowchart to demystify the debt collection process.
- Clearly explains the process of issuing a demand for payment, obtaining a court judgment and enforcing the judgment.
- Prevention is better than cure! Includes practical credit management tips to help you avoid bad debts.
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Testimonials
What our clients say
My initial hour session with Nigel and Sophia was very easy and down to earth. Nigel already had an idea of the situation having read through some details I had previously sent through before the meeting. He was very generous with his ability to listen and absorb the situation and suggest a way forward. It was a positive and natural process to continue with his help and I feel a great weight has lifted knowing Nigel and Sophia are working for our best outcome. Also the atmosphere of the building and conference room was very peaceful nothing too pretentious or audacious. I enjoyed and felt at ease with the whole process. Professional and understanding.
Ms C - Dispute estate client
July 24, 2025
I have been using this company for debt collection for quite a number of years and have always found them to be very efficient, professional and the website very easy to use. Nigel, Angus and Bea are lovely to speak with and I have received 100% of all debtors payments to date. I would not hesitate to recommend Curae law Debt Collecting. Very nice team.
Ms D - Get Paid Debt Collection Client
July 23, 2025
To both [Nigel and Sophia] – thank you for your support. Much appreciated.
Ms S – Disputed Estate Client
July 14, 2025
Hi Nigel, I would like thank you so much for your assistance. It was such a relief…. It’s been a long road but we finally have closure, my [relative’s] Estate is nicely wrapped up. Once again thank you so much.
Ms T - Estate Dispute
July 2, 2025
Congratulations on a job well done!! I really appreciate the completion of this debt collection job. You have done a marvelous job
Mr R
July 2, 2025
Hi Bea, The demand letter has seemed to work a treat, just had a message come through from the customer to advise that payment has been made to your account. Thank you
Get Paid Debt Collection Client
June 27, 2025